Economy

Mortgage costs rise as interest rates climb

Monthly homeownership costs increased the fastest in Florida and other southern states.
A sold sign hangs in front of a Brighton, N.Y. house on Wednesday, April 16, 2025. (AP Photo)

The average American homeowner with a mortgage paid more than $2,000 in monthly costs in 2024, about a 4% increase over the previous year when accounting for inflation, according to government data released Thursday.

The data from the U.S. Census Bureau shows homeowners are paying more because of higher mortgage costs driven by rising inflation and interest rates, as well as through higher insurance fees.

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